Investment Opportunity – Turnkey Duplex in Bay City! Priced to sell: $119,000 Looking for a solid, cash-flowing rental property? This fully certified Bay City duplex is the perfect addition to your portfolio — or a smart start for a new investor! Featuring two spacious 2-bedroom, 1-bath units (4 beds / 2 baths total), each with separate laundry and basement access, this multi-family home has strong rental appeal and steady income potential. Key Features & Investor Highlights: • Section 8 certified (Lower Unit) + City certified through September 25, 2027 • Lower unit has a reliable long-term tenant (5+ years) paying $650/month — up to date on rent and eager to stay! Rent Increase Option Available through Section 8. No Increase for the tenant • Upper unit is clean, recently vacated, and ready for a new tenant or owner-occupant • Split utilities — gas & electric paid by tenants (separate meters) • Landlord pays water only (single bill) • Current lease available for review • Solid rental history + desirable location close to schools, parks, & downtown amenities This property checks all the boxes: already income-producing, fully compliant, and positioned for immediate upside with the vacant upper unit ready for market rent increases. Whether you're expanding your portfolio or starting strong — 411 10th Street is the dependable rental you've been looking for. Contact today for showings and details before it's gone!